“ Key Takeaways Investment Risk Assumption: In fixed annuities, the insurance company bears all investment risks, providing a secure investment option for risk-averse individuals. Types of Fixed Annuities: There are immediate and deferred fixed annuities, each offering guaranteed returns and predictable income, enhancing financial security. Potential Risks: Investors should be aware of interest rate risk, … Continue reading Who Bears All of the Investment Risk in a Fixed Annuity? Understanding Your Security